{"id":56465,"date":"2025-11-22T22:24:44","date_gmt":"2025-11-22T22:24:44","guid":{"rendered":"https:\/\/cardiffstudentmedia.co.uk\/gairrhydd\/?p=56465"},"modified":"2026-01-01T16:08:18","modified_gmt":"2026-01-01T16:08:18","slug":"students-union-finances-all-is-well","status":"publish","type":"post","link":"https:\/\/cardiffstudentmedia.co.uk\/gairrhydd\/news\/students-union-finances-all-is-well\/","title":{"rendered":"Students&#8217; Union Finances, All is Well"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"56465\" class=\"elementor elementor-56465\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"has_eae_slider elementor-section elementor-top-section elementor-element elementor-element-728722ef elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-eae-slider=\"1127\" data-id=\"728722ef\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_eae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3ca4a666\" data-eae-slider=\"30730\" data-id=\"3ca4a666\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-466d70a6 elementor-widget elementor-widget-text-editor\" data-id=\"466d70a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\n<p><strong>By Oliver Hanlon<\/strong><\/p>\n\n<p>In a speech to the AGM, Cardiff Student&#8217;s Union CEO Daniel Palmer delivered news that the Union&#8217;s finances were in improved shape, citing increased income and less debt as the contributing towards this.<\/p>\n\n<p>Income showed decent improvement from 2024 figures, having risen from \u00a312,908,971 to \u00a314,039,688. This has allowed for more savings and enabled spending to increase to \u00a313,108,936 from \u00a312,835,212 in 2024. Palmer stated that expenditure had been used to fund several projects improving the Union&#8217;s infrastructure within its building. These projects included the installation of a second passenger lift, and work commencing on the replacement of the building&#8217;s roof, as well as the removal of Reinforced Autoclaved Aerated Concrete. Additionally, the Cwtch foodcourt area has been renovated, and with that has come a broader range of food choices within the Union. The Union has stated that further investment is planned to be allocated towards improving the Balconi Bar to meet increased demand.<\/p>\n\n<p>The commercial arm of the Union, Cardiff Union Services Limited, reported that turnover decreased to \u00a35,543,935 from \u00a35,807,849 in 2024 and that, as a result, gross profit was \u00a32,638,219, a minuscule decrease from 2024\u2019s figure of \u00a32,759,191. Administrative expenses rose to \u00a35,727,259 from \u00a35,109,204 in 2024. The union\u2019s subsidiary was able to report a profit of \u00a31,471,834, which is a strong improvement from the 2024 figure, a loss of \u00a3432,044<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-67d96a8 elementor-widget elementor-widget-image\" data-id=\"67d96a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"720\" height=\"480\" src=\"https:\/\/cardiffstudentmedia.co.uk\/gairrhydd\/wp-content\/uploads\/sites\/2\/2025\/11\/Adobe-Express-file-1080x720.jpg\" class=\"attachment-large size-large wp-image-56470\" alt=\"\" srcset=\"https:\/\/cardiffstudentmedia.co.uk\/gairrhydd\/wp-content\/uploads\/sites\/2\/2025\/11\/Adobe-Express-file-1080x720.jpg 1080w, https:\/\/cardiffstudentmedia.co.uk\/gairrhydd\/wp-content\/uploads\/sites\/2\/2025\/11\/Adobe-Express-file-300x200.jpg 300w, https:\/\/cardiffstudentmedia.co.uk\/gairrhydd\/wp-content\/uploads\/sites\/2\/2025\/11\/Adobe-Express-file-768x512.jpg 768w, https:\/\/cardiffstudentmedia.co.uk\/gairrhydd\/wp-content\/uploads\/sites\/2\/2025\/11\/Adobe-Express-file-1536x1024.jpg 1536w, https:\/\/cardiffstudentmedia.co.uk\/gairrhydd\/wp-content\/uploads\/sites\/2\/2025\/11\/Adobe-Express-file-2048x1365.jpg 2048w, https:\/\/cardiffstudentmedia.co.uk\/gairrhydd\/wp-content\/uploads\/sites\/2\/2025\/11\/Adobe-Express-file-135x90.jpg 135w, https:\/\/cardiffstudentmedia.co.uk\/gairrhydd\/wp-content\/uploads\/sites\/2\/2025\/11\/Adobe-Express-file-1320x880.jpg 1320w\" sizes=\"(max-width: 720px) 100vw, 720px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"has_eae_slider elementor-section elementor-top-section elementor-element elementor-element-1300dfa elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-eae-slider=\"63876\" data-id=\"1300dfa\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_eae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8bb17c2\" data-eae-slider=\"63465\" data-id=\"8bb17c2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e7a1094 elementor-widget elementor-widget-text-editor\" data-id=\"e7a1094\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: right\">Photos by Mael Le Paih\u00a0<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"has_eae_slider elementor-section elementor-top-section elementor-element elementor-element-9de4556 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-eae-slider=\"23430\" data-id=\"9de4556\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_eae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9e77627\" data-eae-slider=\"91338\" data-id=\"9e77627\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-83bf690 elementor-widget elementor-widget-text-editor\" data-id=\"83bf690\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left\">The most notable news from the financial report was that our students&#8217; union has significantly decreased its debt liabilities by exiting the SUSS pension scheme through a section 75 buyout process, using an interest-free loan from Cardiff University. This meant that the discounted debt held within CUSL of \u00a34,625,233 was replaced on the balance sheet with a much lesser concessionary loan liability to Cardiff University of \u00a33,004,000. Loan repayments will begin in August 2026, with payments being made across 12 years. As a result of this buyout, CUSL no longer has any defined benefit pension scheme liabilities and will formally exit the scheme on June 24th 2025.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>By Oliver Hanlon In a speech to the AGM, Cardiff Student&#8217;s Union CEO Daniel Palmer delivered news that the Union&#8217;s finances were in improved shape, citing increased income and less debt as the contributing towards this. Income showed decent improvement from 2024 figures, having risen from \u00a312,908,971 to \u00a314,039,688. This has allowed for more savings and enabled spending to increase to \u00a313,108,936 from \u00a312,835,212 in &hellip; <a href=\"https:\/\/cardiffstudentmedia.co.uk\/gairrhydd\/news\/students-union-finances-all-is-well\/\" class=\"more-link\">Continue reading <span class=\"screen-reader-text\">Students&#8217; Union Finances, All is Well<\/span><\/a><\/p>\n","protected":false},"author":509,"featured_media":56468,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_uag_custom_page_level_css":"","footnotes":"","_wpscppro_dont_share_socialmedia":false,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"default","_google_business_share_type":"default","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[8286],"tags":[8904,8905,285,1103,2963,1630],"class_list":["post-56465","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-agm-2025","tag-annual-general-meeting","tag-cardiff-students-union","tag-money","tag-news","tag-students"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Students&#039; Union Finances, All is Well - Gair Rhydd<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cardiffstudentmedia.co.uk\/gairrhydd\/news\/students-union-finances-all-is-well\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Students&#039; Union Finances, All is Well - Gair Rhydd\" \/>\n<meta property=\"og:description\" content=\"By Oliver Hanlon In a speech to the AGM, Cardiff Student&#8217;s Union CEO Daniel Palmer delivered news that the Union&#8217;s finances were in improved shape, citing increased income and less debt as the contributing towards this. Income showed decent improvement from 2024 figures, having risen from \u00a312,908,971 to \u00a314,039,688. This has allowed for more savings and enabled spending to increase to \u00a313,108,936 from \u00a312,835,212 in &hellip;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/cardiffstudentmedia.co.uk\/gairrhydd\/news\/students-union-finances-all-is-well\/\" \/>\n<meta property=\"og:site_name\" content=\"Gair Rhydd\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/gairrhydd\" \/>\n<meta property=\"article:published_time\" content=\"2025-11-22T22:24:44+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-01T16:08:18+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cardiffstudentmedia.co.uk\/gairrhydd\/wp-content\/uploads\/sites\/2\/2025\/11\/Adobe-Express-file.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1721\" \/>\n\t<meta property=\"og:image:height\" content=\"1074\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Editor in Chief\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Editor in Chief\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/cardiffstudentmedia.co.uk\\\/gairrhydd\\\/news\\\/students-union-finances-all-is-well\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/cardiffstudentmedia.co.uk\\\/gairrhydd\\\/news\\\/students-union-finances-all-is-well\\\/\"},\"author\":{\"name\":\"Editor in Chief\",\"@id\":\"https:\\\/\\\/cardiffstudentmedia.co.uk\\\/gairrhydd\\\/#\\\/schema\\\/person\\\/dd07a556861fb4c429c028a10ca16b54\"},\"headline\":\"Students&#8217; 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Income showed decent improvement from 2024 figures, having risen from \u00a312,908,971 to \u00a314,039,688. 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Income showed decent improvement from 2024 figures, having risen from \u00a312,908,971 to \u00a314,039,688. This has allowed for more savings&hellip;","_links":{"self":[{"href":"https:\/\/cardiffstudentmedia.co.uk\/gairrhydd\/wp-json\/wp\/v2\/posts\/56465","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cardiffstudentmedia.co.uk\/gairrhydd\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cardiffstudentmedia.co.uk\/gairrhydd\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cardiffstudentmedia.co.uk\/gairrhydd\/wp-json\/wp\/v2\/users\/509"}],"replies":[{"embeddable":true,"href":"https:\/\/cardiffstudentmedia.co.uk\/gairrhydd\/wp-json\/wp\/v2\/comments?post=56465"}],"version-history":[{"count":22,"href":"https:\/\/cardiffstudentmedia.co.uk\/gairrhydd\/wp-json\/wp\/v2\/posts\/56465\/revisions"}],"predecessor-version":[{"id":57223,"href":"https:\/\/cardiffstudentmedia.co.uk\/gairrhydd\/wp-json\/wp\/v2\/posts\/56465\/revisions\/57223"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cardiffstudentmedia.co.uk\/gairrhydd\/wp-json\/wp\/v2\/media\/56468"}],"wp:attachment":[{"href":"https:\/\/cardiffstudentmedia.co.uk\/gairrhydd\/wp-json\/wp\/v2\/media?parent=56465"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cardiffstudentmedia.co.uk\/gairrhydd\/wp-json\/wp\/v2\/categories?post=56465"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cardiffstudentmedia.co.uk\/gairrhydd\/wp-json\/wp\/v2\/tags?post=56465"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}